OPINION: Right now, the New Zealand economy is like a ship trying to steer around submerged rocks and icebergs – and some of the danger is coming from us. The truth is, there is a glaring hole in our legislative framework that exposes many of the 2.8 million of us who have opted into KiwiSaver to..Read More
It’s inevitable that life is full of financial choices. Not everyone is financially “aware” and there are mistakes people make that could have a really big impact on their life. This blog might help you to avoid making bad decisions that could end up costing you more. Waiting to start a budget Do you procrastinate..Read More
Financial therapy is a practice that looks at our relationship with money and the psychological, behavioural or cognitive beliefs we have around it. It can help get to the root of some of the issues you may have around money, such as over spending. Australian financial therapist Jane Monica-Jones explains how to tell if you..Read More
OPINION: Convincing a bank to give you a mortgage to buy a house is complex enough in normal times. Sometimes the hoops you have to jump through to satisfy their criteria seem endless: get a builder’s report, a valuation, a LIM, a list iof income and expenses, proof of employment, credit history, accessing KiwiSaver, perhaps even..Read More
OPINION: Make no mistake, the first half of 2020 has been an unprecedented, wild ride. A lot of New Zealand small business owners have been impacted by financial hardships, loss of income and an overall feeling of uncertainty due to Covid-19. These financial difficulties can make it challenging for them to successfully secure a mortgage from..Read More
During these times, many have found themselves sitting at home, wondering what could have been done differently and how to let that knowledge better their future decision-making. Financially, this crisis has certainly provided its fair share of lessons learned, ones that we would’ve rather not learned the hard way. The point shouldn’t be to dwell..Read More
It seems logical that the harder you work, the more money you’ll make, but is that the best long-term strategy for your business? Certainly early in your career, as you’re building your practice, putting in extra hours are crucial. As your business starts to mature, however, you’ll want to do that less and less. If..Read More
Positive Monday: Use Time Blocks Each Day A helpful strategy to free up time is to use Time Blocks. Time Blocks are chunks of time you intentionally schedule that are dedicated exclusively to one specific activity without interruptions. Below are five chunks of time you should be scheduling on a daily basis: Deep Work This is..Read More
“Financial crime has the potential to create detrimental outcomes for both New Zealand’s economy and society. ASB is determined to play our part in combating it wherever we can, but when it comes to keeping your accounts safe, it is imperative for customers to remain vigilant too”, says David Bullock, executive general manager of technology..Read More
In my first blog in my series on vaping, I described the characteristics of the large, global vaping population. Life insurers care most about the health consequences of e-cigarettes. This segment will touch on several aspects of this concern. The common thread between conventional smoking and vaping is nicotine. Just like in studies of tobacco smokers, studies of..Read More
