A study by Southern Cross has tracked the physical, emotional and social health of more than 3,000 New Zealanders. Research by the insurer and private healthcare organisation, began in 2019 and data reveals changes in Kiwis’ attitudes and behaviours during the Covid-19 lockdown. Southern Cross Health Society Chief Medical Officer, Dr Stephen Child, says that while..Read More
The latest statistics from the Reserve Bank of New Zealand (released yesterday 24th June 2020) show that credit card spending is picking up after dipping in April, with the cause of the drop likely a result of the COVID-19 lockdown. In light of this we have some stats and commentary that might be of interest..Read More
A new survey has found 40 percent of households are at risk of falling into financial hardship since Covid-19, and a third were already in difficulty. The Commission for Financial Capability surveyed 3000 households in the last two weeks of the level 4 lockdown and is part of an international study in eight countries. Even..Read More
With children returning to school this week as we all get used to life under Alert Level 2, I thought it was timely to reflect on the last seven weeks and share with you some of my personal experiences, and what this time together as a family has taught me. There have certainly been some..Read More
Each insurer in the market has various products that have various features and benefits. These are too numerous and complex to list here and are part of the reason engaging a good adviser is important, as they can assist you in making sense of these; what might be best for you and matches your situation...Read More
We recommend that you make sure you have protected yourself and your loved ones by creating your must-have documents: a will, a living revocable trust, a financial power of attorney and an advance directive and power of attorney for health care. For some of us, issues related to becoming ill, or ultimately dying, can be..Read More
Around 1500 people die in New Zealand every year without a will. But what happens to your assets if you haven’t spelled out what you would like to happen? Research by trustee company Perpetual Guardian has found there are plenty of misconceptions: One in four people believed their assets would automatically go to their next..Read More
1. WHAT IS LIFE COVER? Life insurance is an insurance that pays a lump sum if you die or are diagnosed with a terminal illness. You should have Life Insurance if your family depends on you for your income as Life Insurance is designed to help your family pay costs that you would have helped..Read More
Decidedly not! But the other week a client of mine likened buying insurance to putting money down on a game of poker. Risk, according to him, was just the odds we’re running that something bad will happen. You’re betting against the insurance company. But as an insurance adviser that’s not how I see it. In his..Read More
Life insurance provides financial support and relief to your family in the event of your death. None of us ever want to think that we will need life insurance, but since you cannot predict your future, life insurance will provide some financial comfort for those left behind. The benefits of life insurance are many, but..Read More