Your home is very important and if you have a home loan or rent obligations, you’ll want to ensure all your regular payments are made. But what if you were suddenly unable to work? An accident or illness during your working life is a real possibility, and recovering from an illness or accident is difficult enough..Read More
If you are unable to work because of an illness or accident, can you cover your everyday expenses such as food, rent and phone? What about debt repayments such as your mortgage or credit card? Sick pay generally covers only a few days absence each year, so it is important to have a contingency plan..Read More
Nobody likes to think about becoming disabled, but permanent disability affects many New Zealanders. An illness can erode your health either gradually or quickly until you are unable to work, or a serious accident could leave you totally and permanently disabled. Statistics tell us that one in nine men and one in five women will..Read More
So how would your household cope financially if you or your spouse were affected by a critical illness? Specialised medical treatment is not always covered by the public health system, and you may also have debt payments such as your mortgage, hire purchases or credit cards to consider. It’s not something you particularly want to..Read More
The unexpected death of a loved one can have a devastating effect on those who are left behind. Will the family home need to be sold as mortgage repayments become unaffordable? Will there be sufficient funds to cover regular living expenses as well as holidays and school fees? In New Zealand, one in six men..Read More