So how would your household cope financially if you or your spouse were affected by a critical illness?
Specialised medical treatment is not always covered by the public health system, and you may also have debt payments such as your mortgage, hire purchases or credit cards to consider. It’s not something you particularly want to think about, but for many New Zealanders, this is an unfortunate reality.
A critical illness is a serious illness or disability, such as cancer, stroke or heart attack. Statistics tell us that 50% of men and 33% of men will suffer a critical illness before the age of 70.
After a doctor’s examination, 31-year-old Marie was told she had haemorrhoids. She was referred to a specialists who conducted further examinations. More tests confirmed that Marie had bowel cancer.
After initial major surgery, Marie had several follow up surgeries over a period of 12 months. Her Trauma Cover paid a lump sum that enabled her to reduce he liabilities and pay for alternative therapies that aided in her recovery.