Now that we can all buy anything we want on the internet at any time you’d be excused for thinking that buying insurance online is a cinch. But while many companies offer insurance online, how do you know you’re buying what you really need?
Most of us love a bargain and our buying decisions are regularly based on price. But we all know that you get what you pay for. And because of the complexities of insurance policies, you may not be getting what you think you’re paying for.
Policies differ widely with what they include, even within the same company. So it takes someone with knowledge and experience, and who understands your needs and situation, to advise you on the best policy that suits your needs. Without this knowledge and experience, you could well end up with a policy that doesn’t in fact cover you for the loss you experience.
A second reason to use an Adviser is when it comes to making a claim. We Advisers go in to bat on your behalf to the insurance company to discuss the merits of your claim. And because of our knowledge and experience we have high levels of success.
So, next time you’re tempted to go online and purchase your insurance on the internet, pick up the phone and talk to me instead. You can be sure of advice that is unbiased, professional and in your best interests.